Search for Providers
海角社区 First has three (3) networks of providers 鈥 First Choice, Verity, and Aetna. To find a provider, you may search the individual networks or you can utilize the that combines all 3 networks 鈥 First Choice, Verity, and Aetna ASA 鈥 as well as any direct contracts (Woman鈥檚 Hospital and Our Lady of the Lake).
ClearCost also offers a price transparency solution that provides estimated costs and plan coverage information before you seek care. This tool will help with making more informed decisions, choosing the most cost effective providers/facilities and giving you peace of mind so you can focus on your health instead of your wallet.
You can also utilize the ClearCost search engine directly from your WebTPA account. Once logged in, you will click on 鈥淔ind a Provider鈥. This will launch ClearCost where you can search by a variety of specialties or services.
Don't have a WebTPA account? Create one by visiting the .
First Choice Network
The First Choice network is a network of local providers within Louisiana. Services are covered at 100%* after your HRA is exhausted. This means you pay no out of pocket for covered services with these providers.
*$150 Emergency Room Copay, waived if admitted
*$150 penalty for CT scan and/or MRI performed in a hospital setting. No penalty if performed at a free-standing imaging center or at one of the First Choice hospital facilities listed below
Baton Rouge, LA
- Baton Rouge General
Eunice, LA
- Acadian Medical Center
Monroe, LA
- Ochsner 海角社区 Health Monroe Medical Center
New Orleans, LA
- University Medical Center
Shreveport, LA
- Ochsner 海角社区 Health Shreveport
Verity Healthnet Network
The Verity HealthNet network is a network of local providers within Louisiana. After your HRA is exhausted and your deductible is met, the Plan will pay 80% and you are responsible for 20%.
- *$150 Emergency Room Copay, waived if admitted.
- *$150 penalty for CT scan and/or MRI performed in a hospital setting. No penalty if performed at free-standing imaging center.
Aetna Signature Administrators (ASA) Network
The Aetna Signature Administrators (ASA) Network is a nationwide network. After your HRA is exhausted and your deductible is met, the Plan will pay 80% and you are responsible for 20%.
- *$150 Emergency Room Copay, waived if admitted.
- *$150 penalty for CT scan and/or MRI performed in a hospital setting. No penalty if performed at free-standing imaging center.
Out-of-Network
Any providers not participating in the above networks will be considered Out-of-Network. This may include ancillary services received at in-network facilities, such as emergency room physicians, anesthesiologists, etc. After your HRA is exhausted and your deductible is met, the Plan pays 60% of the Maximum Allowable Charge (MAC); you pay the remaining 40% plus any billed charges over MAC
Out-of-network provider claims paid at 60/40 co-insurance rate (60% by insurance of MAC (Maximum Allowable Charge)/40% and anything over the MAC by member ) after HRA is exhausted and deductible has been met.
Please be aware that some network facilities may use ancillary providers such as emergency room physicians, pathologists, radiologists, or anesthesiologists who are not part of the First Choice, Verity HealthNet, or Aetna ASA networks. These providers would be considered Out-of-Network. If you are scheduling a procedure at a facility, contact the facility directly to find out what ancillary providers it may use so you can better determine your out-of-pocket costs.